I have an rta website that has much better quality than home depot and can come assembled to your jobsite.

After the first property if you still enjoy REI, you will be better informed for long distance investing and how to hire a full team.

It's better to be lucky than good sometimes.

And work with people who execute better than others (there are better and worse performers in all areas of life).

From what Ii understand brokers pass deals along to past client they know can close a deal and when it hits the market its almost like a graveyard...I think for myself I'd be better off closing a deal with a mom-n-pop type owner and hopefully seller-finance an older property with some value-add to force appreciation.I appreciate your response, do you have any feedback on this?

Pricing is going to be by MSA area, as always some will do better and worse than others. 

Investing in your own area when starting out gives you much better footing to do well when you are starting. 

In todays world there are much better options for the application process but there are LOTS of background/credit check companies on the internet that provide different services and have different pricing. 

Either we are handling our water resources exponentially better, or something is fishy out there politically. 

I think Underwriting requested gross income to better assess "loss of rental income".