Because if you can make a 50% down payment it just seems that it is better to invest in other properties requiring less cash

I've witnessed decreased credit scores, rising credit balances, and stricter underwriter guidelines.

That is what my lender required.

I've witnessed decreased credit scores, rising credit balances, and stricter underwriter guidelines.

Tutorials  emphasize the need to do due diligence on all the following:--check for taxes and liens against the property--find out which taxes and liens, if any, will remain attached to the property--make sure it is a buildable lot--to do above, you need to establish how the lot is classified for code purposes, and access the lot specifications, minimums the lot must meet for construction to be allowed--you further need to find out what its sewage situation is because 1) municipalities have different lot minimum specification for lots with public sewage and lots with septic; and 2) if the lot will require the construction of a septic tank, you need to take that into account in your decision.

I was told by my HVAC gut that the government was going to be requiring AC units to be butane based refrigerant replacing R410A so the prices were going up 10-15%. 

How we all get around this in the industry is the rest of the states if its a commerical purpose loan no license required..

I value that because those tenants provide me with low turnover costs, low maintenance costs, and require very little time of my time.

Once I figured out how to set categories for my income and spending, tags so I could run reports specific to an asset (e.g. seperate tag for each rental property), and set up asset and Liability accounts so I could do a balance sheet, I was able to run detailed income and expense statements and balance sheets and rental property specific reports which have always satisfied my accountants. 

TSAHC does not require borrowers to use an approved REALTOR®, however we provides several resources to help find a REALTOR® familiar with TSAHC’s programs.My lender and I are using TSAHC with investors/buyers for their primary residence.