There has been additional schools and plants built here, we have 4 seasons, and for the most part our weather is not extreme.

I'm still employed by my employer where I stopped working in December 2015.

First, she completed the application, when I told them I needed him to do so (she is a stay at home Mom) because he was the sole employed in the family.  

The property is worth 210k and I owe about 140k on it.I have another 80k saved up and would like to put about 60k towards my next property (leaving 20k for emergency funds, rehabs, personal fund etc.)I have zero debt (no student loans, no car payment) outside of the HELOC I had to purchase the first property I stated above and most of my living expenses are paid by my employer (car, gas, cell phone).I am based out of Central Pennsylvania and am looking to stay somewhat locally for my first few properties (Harrisburg, Camp Hill, Lancaster, Hershey etc.) and am not really interested in out of state investing.Just looking for some advice or input on what you would do next if you were in my situation,Any input and info would be greatly appreciated, Thanks!

Not so much when your self employed.

@Anthony Ciulla What you describe (further developing a property with additional units if zoned correctly) is very doable - that's mostly what we've been doing in SD for the past 5 years.Be very careful, though - the costs associated with doing it are far, far greater than most people expect.  

I am planning to buy and hold for 10 years and sell it for my child education and my retirement.Or if I hav the finance increase the value by building a mini commercial complex like McDonald,postal service,petrol station,etc,The location is a issue now.Either I should buy in urban or rural area.If you need any other additional info please let me know.Tonnes of appreciation

I have patlive screening my calls, and every caller that didn't just tell me to go F myself, I called back and made a verbal offer to based on the numbers I was told to use here at BP in addition to some of my own assumptions.I make cash offers by a CMA to get ARV.  

I would love to buy it in just one of our names, freeing up the other name for an additional house down the road. 

I'm looking at a foreclosed duplex listed via Auction.com and it's showing two outstanding liens in addition to 4 mortgages in its history.