If your focus is on speed, (e.g. because the seller dosn´t want to wait or give a financing contingency) you might consider a hard/private money loan, since they usually can close way faster than a conventional bank loan.

The other half is: excellent finished product design and management at a reasonable cost. 

Lower costs to generate more profit or continue to acquire properties. 

We are seeing buy downs to low 4% and now we are even seeing some UNDER 4%. 

Often when I work with real estate investors to create asset protection strategies, most tend to prefer a simple asset protection structure (something low-cost that does the job essentially).

This should help:https://www.investopedia.com/t....

BONUS *Buyer's agents usually do not cost you a dollar!

I planned on just doing a refi on my first two properties but the appraisals just came in too low.

The hard money loan itself will cost me very little.

I would like to possibly purchase a multiplex 2-4 units that is a proven winner when comparing costs to return. would this be ideal?