well when you let them know that a HUGE amount of Americans don't have checking accounts and cannot get them as they are legally banned IE their SSN is flagged nationally  .. 

In reality, what you're paying for is: InsuranceProfitTaxesLaborExperienceMaterialsIf you figure uncle sam took about 30% of whatever he charged you ($23 there) and subtract materials cost ($10), labor / travel time to lowe's, fuel, vehicle, insurance, tools, etc. you can quickly see how there isn't a whole lot of profit there.

Sam

@Sam HortonThanks Sam, for the quick response.

I’m evaluating American Home Shield or American Choice Warranty.

You cannot put a personal guarantee on a note where the IRA is the borrower.Leading national providers include:First Western Federal Savings (Rapid City)North American Savings Bank (Kansas City)Solera National Bank (Denver)Titan Bank (Dallas)Be sure to speak with your IRA advisor or CPA about using non-recourse financing and the exposure to tax on Unrelated Debt-Financed Income that will result.  

@Sam Parr these are great questions.

Hi @Sam Pat,I'm glad to see you diving into real estate!

I would probably include "Sponsored by American West Realty" and get some advertising benefit out of it.I'm still trying to figure this all out. 

Sam