You do not know what you are talking about.DNC list concerns people soliciting to sell consumer items.Write.

@Stephen Masek I agree that government and consumer debt should be curtailed, but "credit" does have a place in business.

If they were to do so it would open them up to possible fines from the CFPB for not following consumer lending practices. 

Heather, your product may be fantastic, but please do not come on the forums pretending to be a consumer recommending a product that you have benefited from.  

She does not have much insight on the market and doesnt offer much as to what the consumer is looking for.

Wholesaling you may only have a few hours in a successful deal, but its the ones you don't get that consume your time.

Nowadays the allure of homeownership has been lost on some consumers.

Great that you brought vacancy down, but seasoning will be looked at too and equity established and they may want to see a couple years of receipts.Might do some searching here on BP as to DFD, Deeds in lieu of foreclosure, issues apply to commercial as well as residential or consumer transactions as to deeds, title requirements and to a lesser extent, predatory dealing/lending and your deal will be consider at a more sophisticated level.

In RE there is so many parts of the whole that can consume our time and energy.

@Nick Jensen thanks but I'm thinking of something different - like charging a tenant slightly lower rates than market for the energy they consume.