I wanted to let everyone know the recent important news for me individually and those still looking for traditional financing.

@ANISH TOLIATo add to what others have said if you do start a Solo 401K you can rollover traditional 401K from previous employers or rollover funds in your / your wife's traditional IRA to invest with, very powerful in my opinion, especially if you have built up a sizable chunk over the years.You and your wife should be the only full time employees but you could have part-time employees as long as they do not work more than 1000 hours/year I believe.

Just trying to figure out financing options to obtain properties in the $250K-350K range without using traditional financing.

Selling Guide Fannie Mae Single Family Part B, Origination Through Closing Subpart 3, Underwriting Borrowers Chapter 5, Credit Assessment, Traditional Credit History pages 463, 465-466 https://www.fanniemae.com/content/guide/sel011713.pdfThere are what they call "lender overlays" which banks and lenders will tighten up the Fannie/Freddie guidelines to improve their overall performance.

As for leveling the floor, why not leave the concrete and level via traditional means - grinding and leveling compound?

I am being flooded with requests for seller financing from people who don't qualify for traditional.

Last property I went in and replace all the kitchen drawer pulls, closet bifold door handles, medicine cabinet and lav cabinet draw pulls.I change locks only after a new lease been signed, not while it's vacant.

If the market you are investing in doesn't have the rapid appreciation of an area like SoCal, Phoenix, or Vegas traditionally have then the sales costs will eat up any extra cash flow you have made between the difference in payment amounts.

I am looking to do traditional wholesaling for, or as i would say reverse wholesaling.

To my knowledge, this is typically tied to Traditional IRA's (aka Pre-Tax IRA's), but my question is whether or not one can take a ROTH IRA and invest it into real estate?