Hard Money for Owner Occupants

[Robert Yuhanick]

I am an investor (landlord mostly) that has stepped into wholesaling for a new strategy. I am being flooded with requests for seller financing from people who don't qualify for traditional. Lets face it- if the house is being wholesaled, 9 times out of 10 IT won't qualify either!
My first question is- is this common? My second question is- Does anyone use hard money lenders to get these deals funded?
The hard money issue is difficult because I do deals in West Michigan. Thanks to the issues Detroit has been facing, we are not exactly the most attractive state. Things are getting better, and I believe that is being seen.
There are many jobs opening up. People are finding work again, but the recent collapse has left their credit in shambles.
It would be nice to be able to 1)see if we could get them funded and 2) get the deals done.