But, I'm a Jack of All Trades that way in life generally. 

You can get lower rates on individual owner occupied, but why trade that risk?

As a rule: cap rates tend to be lower on higher quality properties, because you are trading a higher return for stability of return. 

I went into my PM brokerage account (using my smart phone) and placed a simple trade at noon today.

But you should not be working with any large, publicly traded banks to do cash out loans here. 

It's a skill set on its own though and not to be underestimated in what it takes to succeed at it.

A great wholesaler is leveraging a rare and valuable skill to efficiently wholesale properties to serious buyers. 

Sometimes a job/deal/trade/contract is more lucrative and sometimes less.First of all, discounting is far too common now.

Apartments in my area are trading at 6 cap rate.You can look at my property in the market place in bigger pockets Cannon Falls.MNLets connect and will share my 20 years of running a motel.

That will make you the go-to agent and better yet, will equip you with the skills necessary to have a successful investment career for yourself.