The numbers make sense as I've laid out below, we did really well on the properties themselves, but I need to find a lender that can look at the end product of this refinance instead of a low credit score up front ( I've tried about 10 different banks).

The offers I have put in have all been declined due to better offers.

You can 1031 the sale of any property that you purchased with the intent of holding for productive investment use. 

Talk to your lender or loan broker first to figure out what you would qualify for and what loan products are available There already seems to be some confusion on your part.

Never, ever, ever put ANY real estate product in your name.

We consider looking for or offering products, properties, services, referrals or loans to be advertising.We have to hold a pretty strict line or the forums will quickly get overrun with spam like most online forums.

(edit)  Shop around for a good home owners insurance product. 

If you are using conventional loan or maybe some other loan product, then they will do their own bank appraisal and you may have to pay more or less than that down payment, so check with your loan officer too to make sure what you are bidding will work for them and your cash reserves or cash to close are appropriate.If you are paying cash then it doesnt matter.I think you can only bid low if you think the property is worth less, or you are the only bidder.   

Ask tons of questions about their team and how they manage the team and pictures of the end product. 

March 2020 was a 37% decline in availability.