It's much if you can see the property in person. 

My main concern, being my first rent increase, is the attitude/personality needed for such a task.

Get your real estate agent involved now to determine what product quality you are looking for.

Our focus is partnering with investors, and that's what we're personally doing in Waco. 

Currently, I am using my personal checking account to collect rentals.

There may be a paywall here, if so, contact me and I will send you a PDF copy of the article.https://www.wsj.com/personal-finance/real-estate-landlord-in...

I don’t like large banks because they are less personal and personnel changes.

They fail to account for their personal time.

They are a fairly new outfit but seem to have a good product offering and have been responsive thus far.

So I started trying to get creative on how to create a win-win-win for all.Here’s how it went down:I got the sellers to agree to an asking price of $180k, a full $40k over what they originally wanted.In the offer, we included a seller credit of $34k.This strategy allowed me to cover the extra commission for both the buying and selling agents and ensure the seller got exactly the cash they wanted should they have sold it at 140k.With the seller credit, this reduced my total out-of-pocket expense to just $6k.I used a commercial DSCR loan product with a local bank.