Paying too much from the outset.

All it's looking for at that point is total liquidity, credit score, factors on the property itself.1040's, pay stubs, Debt to Income ratios and things like that aren't a factor here.

Short answer - tenant pays.Long answer - landlord pays because tenant has no money to pay that's why they are on section 8.

I have insurance right now but I am paying upwards of $600 per door! 

Then, if you have any debt, start paying it off quickly.

This is about to bite us though as commercial loans only lock for 5 years - so our 4% commercial loan will reset in the next year and probably increase to the 6% range if we don’t pay it off before then.

Maybe throw in the appliances if they pay on time.3.)

I tell my clients to bring it up to the seller, suggest that the seller contacts their own CPA for advice, and then slightly adjust the sales price to compensate the seller for the extra tax.

OPTION: There's a real knowledgeable member Ken that posts about Subject-To deals that you might want to connect with and even pay him to mentor you.

Non-warrantable condos have a few extra hoops, but they're doable.