With a smaller multi-unit, do tenants expect to remove snow themselves or do they expect it to be done by the owner?

And never sign a multi-year lease again.

I am looking into doing a multi family property investment in the Chattanooga area sometime within the next few months to one year range.

Anybody needing a property manager or agent to represent you in buying or selling of any type of property (residential, multi-family/income, commercial or industrial) get in contact with me on Facebook or on Bigger Pockets and I will help you out.

This provides me with real life investor relationship experience and a success track record.. check-I started what is now a worldwide podcast interviewing successful real estate investor and entrepreneurs.. this shortened the learning curve and provided me with insights from the best minds in the game.. check.

Investopedia is on the right track saying that the rule is supposed to ensure it covers your mortgage, but it's much more than just the mortgage, it's the insurance, taxes, maintenance, etc costs that are in addition to your mortgage.

Its a Co-Op in an upcoming neighborhood in Chicago, IL and has a decent amount of units for a starter multi-family.  

Also look at @J Scott books. they helped me nail it down, but I recommend you keep track of everything as detailed as possible so you will be able to really lock everything down in the future.

This looks pretty as well if you track your net worth monthly.

My multi families are under 1 bill per building.