It runs $50/yr if you want it to download, input, and reconcile all your bank and credit card charges automatically.

Like you mentioned, 80% of our economy is based on tourism, so take a macroeconomic view on this, and all the subsidies we see in health care, construction, government jobs, low property taxes, etc. are all because they're being paid on the backs of tourists.

Lower cost of entry, landlord friendly, low property taxes, no state income tax and only a few hours from NorCal.

U have to use logic and not just blame everyone for your choosing to invest in low value assets .

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

I don’t see the sense in paying off my own house at presumably low interest rates, and exchanging that for a higher rate, variable interest line…unless I have a really good plan for not losing my house.  

Go HIGH not low!!!!

He mentioned having a second mortgage on the house (orig. purchased in 2014) and credit card debt and that’s why he needs to sell even though he says he really doesn’t want to.

Hey Jerell, when I screen my tenants and look over their credit scores I can tell if someone needs reminders.

Especially in a low priced market where you can't recoup the cost.