Either way, I would find a way to get rid of this tenant legally.

No, the bank doesn't have any say in the transaction as long as the loan, arrears, late fees and legal costs are paid off before the sale. 

Note that this isn't legal advice or financial advice, just something to think about and research.

Cus legally I believe that land still belongs to us cus we found out when we attempted to sell our house one time 

As far as the legality of putting in another kitchen, i have to do more research, but I believe its the stove that makes it a second kitchen.

If I had my choice it would be to hear more about Partnership formation and legal ways to raise money. 

@Jeremy HarrisDodd frank and safe act laws have changed the rent to own strategy in the kast few years in such a way that it isn’t even a good option these days atleast if you do it legally .

However, if the system is set up, the service member may have a payment directly transferred to a designated recipient. 

You probably will have to go to mediation and if he has a smart lawyer will file lis pendens on property if mediation doesn't work out with a ton of legal fees

Is that legal?