i actually spent about $20K more than I made in my first year on media and such.To the OP...I've talked with many who wanted to get their license. 

I guess I am not the only one. 

@Mayur GaitondeUnfortunately in many of these situations you may actually owe taxes.

and... unfortunately it actually takes money to flip. 

I use them for payments because it's free and background checks are cheap for applicants.This same house previously came with a warranty when I bought it, it was actually a good deal.

I would think it'd be pretty simple to calculate his actual rent income based on the properties current conditions and explain that at best, the tenants in place stay for years to come, he continues doing the bare minimum, and his highest predicted income is x dollars, barring any emergency spending to keep the tenants happy.

From their website:      Maryland 10% to 14%Actually Maryland is 8%  up to 20%.

Hey @Nicholas R Foster - I actually agree with @Tramaine Robinson that renaissance talks about it alot on IG. 

I can't talk to family or friends because everyone around me thinks i am doing better than i am actually doing (or should be doing).

No one here actually knows me.