It would be the Child Protective Services agency in your county that manages the the placement of the children in foster homes or with relatives, etc.

Self-employed individuals have to always make lots more than the employee!

It is near Wright Patt Airforce base with 40,000 employees including active duty service members.

Rhonda Foster - Were you able to find a company to help you out?

As Aaron says above, once you cross that threshold, you need to have one or two employees (plus some good systems) to assist, as things can get pretty disorganized very quickly.

An employee runs over a little old lady while going from the job site to Home Depot.

For the record, I have not hired employees.

Another time would be if you are going to hire employees.

Call a lot of lenders and explain your situation.Over the years, many people have questioned why I don't take every opportunity to "shelter" my income or make more passive income or why I am a w-2 employee of my companies.

It's easier to sleep at night knowing that if I lose my initial investment I could always just go back to my 9 to 5 and be a normal disgruntled employee - for a few years until I have enough savings to try it all over again.