Sounds like a cash out refinance would be a great option.

That was all that was available at the time.But because I didn't have someone available to fill in the gaps, I also made a lot of mistakes and lost a lot of money.What I decided was needed to be successful and to keep what you've earned:1.

(For instance I put my property tax money in a HYSA and earn 5% interest on it until it’s due.

Also, if it's your first property and it's only four units, why are hiring away your cash flow right away?

I tried to be nice and work this out privately offered them around 6k compensation package now they want like year of free rent (24K) and 8k in cash, these are section 8 tenants. 

Colorado and North Carolina specifically.For these states, I would only claim prior state sourced passive losses against state sourced income on a non-resident return.With this approach, a state will receive taxes for all net income earned in that state.I think the issue is whether "total federal gross income derived from North Carolina sources" means passive losses also must be from North Carolina sources.

For example, if you’re a first-time buyer wanting to see 3 different cities, low down payment Ioan, no real idea of what you’re looking for, and need to lose 3+ offers before you’ll listen to my professional opinion on offer price & terms, you’re going to be paying me a lot more than an informed cash buyer looking in a specific neighborhood that listens to my advice so we quickly win the bidding wars we still have with lack of inventory in desirable neighborhoods.

Is it working only for cash buyers?

For 379k and it cash flows.

If you prefer more liquidity, using cash flow to build savings may be a prudent choice.