That's by the way probably the reason why I find deal on MLS, while everyone seems to think MLS is dry and off market is the way to go - I just spend enought time on MLS looking at my target areas, which is only a part of Milwaukee and the surrounding suburbs, no more than 50.000 people.Issue number two is that most deals are not deals yet when you find them.

People don't take a 20% hair cut and sell their home just to buy a bigger house.

- Several thoughts here - When purchasing sub $50k properties your financing options dry up. 

The day after I turned 28, my hair started falling out.

Here in Colorado, if your case is cut and dried and very simple, it takes about 1.5 months.  

If my market ever dries up I would most likely invest there.

Then a small dried out spot on my foot turned to full blown infection that cost me my right leg below my knee.

They were off market, and had plenty of 'hair' on them, usually many liens that I was able to negotiate payoffs well below the amount owed.  

I knew my job backwards and forwards, had built up referral system, had some gray hairs which showed I knew what I was doing with unfettered confidence, and I could work long hours. 

And to get some insight on someone that has gone through this Thanks in advance It’s a triplex on an oversized 3 city lots built in the 1900’s about 2850 sq.ft.2 - 1 bed/1bath 1 - 2 bed/2bathCommercial building is about 800-900sq ft with a hair salon and nail salon in it the tenants have been there for about 20yrs now.