If you have a 30 day late on your mortgage, it will take some time for that to clear up a bit.

When I looked at his record before signing it was clean.

Just wanted to follow up and see if you were able to put one together? 

This will free up cash flow by reducing the high-interest payments.You can also refinance your rental to cover the $40K balloon and possibly access additional equity, but avoid selling the rental since it's cash-flowing well.

I do not do this personally, but grew up around "horse people" in vermont/NH, and I feel like this is a great idea!

Maybe we can meet up when I am in town sometime (I live out of state for now).  

Hi Collin, what's the best way to contact and sign up to be your agent?  

On a Full qualifying owner occ purchase 2024 taxes cannot be used, however at least your income is trending up, so that is positive.

The company that serves and blessed me over and over again is what you would call a Tax Advisor, not simply a CPA or tax preparer. 

This is about the only time in my life where I will be able to save money without finantial burdens and I just dont want to screw it up.