That alters the rate.In all of those scenarios, you should have a trusted advisor you can call to ask questions, pitch a variety of loan structures and get a good answer on a ballpark rate (because until you lock, you just don't know).Just one girl's opinion.  

Adeiza Jatto My advice that I tell everyone on where to start is either :if you ski (or wish to ski), would you start on a black diamond or an easier slope ?

It's like a white belt in karate trying to put moves on a 6th degree black belt.

Are you sending your bank statement with account number blacked out with your broker/agent contact to show you have capability to buy?

I dated a girl who drove a $1500 Subaru from Fairbanks Alaska to San Diego.  

Background on me:I'm 25, married to an awesome, business oriented girl who will test next week for her real estate license in WV.

Background on me:I'm 25, married to an awesome, business oriented girl who will test next week for her real estate license in WV.

In a heartbeat you'd let the money go without a fight.In 30+ years, I've rarely seen transactions that were "Black/White".  

Is it a completely black and white answer...if they have an eviction....never ever ever rent to them? 

I'm 32 years old, born and raised in Baltimore, MD (just outside of Towson), married nearly seven years to the genuine love of my life, and father to one beautiful little girl (almost 5) and two awesome little dudes (3.5 and 3 weeks).