the money is currently in an account getting me 5% untill i make a decision... 

However remember to get another account opened before being removed, as this will create a 0 score again if there are no accounts. 

Im also looking to signing up for a real estate class online to try to start the process for get my license(if you have any recommendations please let me know ).1.Is there anything I should know before applying for my first loan?

Take advantage of all the free resources online.

Then you aren’t denying their service animal you are simply raising the rent a few hundred dollars/mo after a few months to account for “market conditions”. 

I’ve seen a lot of positive posts and information online about tax deeds but I’m sure there are some hidden negatives as well that gurus online won’t talk about. 

Here are some details: Top bottom duplex Purchase price 440kTurnkeyDownpayment - 55k Both units vacant2/1 upstairs - $1500 market rent (long term)3/2 downstairs - $2500 market rent (long term)Newly renovated Central ACSeparate electric meter 1 water meterInterest only payment for 5 years - $2567/monthTax - $500/month (appox)Insurance - $150/month (approx) Cash flow - $391 (after taking into account vacancy, property management, maintenance and capex reserve)ROI - 8.5%No prepayment penalty If used as Airbnb, ROI can be higher

There accountability system was totally lacking and, they did most everything via "talkie-talk" on the phone for literally everything, which is just a giant time-suck.

I think it was just called their "Accounts Receivable" card and my limit is $8500 which has been sufficient for my needs, but I could foresee wanting to up that in the next couple years.

As a wholesaler, the main problem I've encountered is in locating distressed properties online.