What I see is the Mortgage holder will bid it up to cover their lien.

The difference is, if it all goes to hell for Zillow, management ejects relatively unscathed and the share/bond holders eat all the pain.

They sold it via quit claim deed and cash sale and the buyer needless to say was not happy when we got the deed overturned and he had paid the contract holder the money.

Got myself into a sticky situation as the junior lien holder.

The lender/holder of the deed of trust (the beneficiary) could substitute themselves in as trustee, and conduct the sale.

What are some good ways to structure a fair deal for the buyers with a good return for the holders? 

If the other guy had a spent it I’m not sure exactly what the bank could have done do that account holder, but I can assure you I would have insisted they made it right with me.

Please note that the final determination of the chargeback dispute rests in the hands of the card holder’s financial institution, and not our own.There is no guarantee that an appealed chargeback (also referred to as a second chargeback) will receive the same outcome as a first chargeback.

Heck, we lost all of our cool decorative napkin holders!

Basically, any debt holder from a low-rate environment would not be able to sustain a higher-rate environment, there's always "friendly collateral damage" when gov. is raising the rate and it does occur too often.