If the property remains in your parents' name, there are mortgage programs for first time home buyers where the fees are included in the loan or even paid for by the lender. 

Appraisers do not exist in the world of mortgages because nobody else can figure out what the property is probably worth - any monkey can do that.Computer programs can not be programmed to calculate human objectivity as it translates into dollars. 

Does anyone have more information about this program?

Do not do this program money hungry cons. 

Lenders have changed the way that they lend and are being more conservative in many instances to mitigate risk. shoot me a message when youre ready I'll give you the contact info to a few lenders with really strong programs s that you can start to shop them, this way when the dust settles not the pandemic you'll have a few options and new relationships.

I intend to roll out the program regardless of the tax implications, but am interested if there is something I could do in advance to best structure this. 

I've spoken with numerous hard money lenders at this point and it seems like all of them have suspended their refinance programs. 

I forget), from what I understand of the program they set up.

There are so many deals pending right now that will fall apart due to changing loan programs that you will be well positioned to capitalize on them.

I know there are other states with this issue, does anybody have any suggestions on how to direct mail market besides doing the Every Door Direct program through USPS?