Credit score, Debt to income ratios, job income (2 years worth) are all items that will be required as well.

Hi @Lisa Ru the reason for most companies having the tenant fill out the information is that this results in a "soft" inquiry instead of a "hard" inquiry that can affect the credit score.  

My credit score is 800 and no debt except for our home mortgage.  

Google "MGIC rate card" this will outline what your PMI should be provided you know the coverage requirements and your FICO score. 

I have a good credit score and I own my house now.

I will have a good job with a competitive starting salary and a decent credit score, however, my only employment history to this point consists of part-time work, and summer and seasonal internships, since I have gone straight through school.  

Both of us have very good credit score, but low annual income for last 3 years.I am trying to understand what's the best way in our case to leverage our cash on hand and get best cash on cash return.Options i see:1.

I have a high credit score (~790), consistent commission earnings putting me at 80-85k/year, etc.

I feel like we hit a score here, and the seller is very motivated to get rid of it.

They will use your personal credit score to underwrite it of course but still worth it to get your business credit flowing.