Would we be able to use the cashflow freely as it comes or would there be restrictions?

if not, that might be a first step as i've looked at a number of vacant lots in abq only to find zoning restricted what was allowed. 

The rules seems extremely restrictive for most federal workers, since they have not been furloughed.

I am mostly focused on unoccupied properties, so it does change timelines, expectations, restrictions, etc. a bit.1.

Narragansette Bay also insures but has breed restrictions if you have a dog.  

Lending restrictions in the time of the 'Rona have tightened up for sure.

Because of the covid-19 restrictions they are only doing webinars right now.

@John WilliamsI’d stay away from purchasing homes in these areas where STR’s are restricted or can be in the future with those HOA’s.

Also, since you have a mortgage you'll need to be considerate of the due on sale clause and other restrictions preventing you from doing a lease option or seller financing. 

Sometimes, the elected  cause unintended consequences but I brought this up and the general feeling is it's better for all if they limit restrictions but in the end it will make it much harder for people on the edge which the elected are willing to trade off.