@Matthew PorcaroNot familiar with this product.

The linear line is the productivity.

I want to be productive with my time.

You devote energy to it and position your product (you) to be the best possible value proposition around. 

Now you determine what cash-on-cash you want and what loan product fits that goal.

I've thought of starting with them despite the additional work to get the Executor on board, because I hear it can be quite a productive list. 

For example, if the Borrower brings suit claiming the foreclosure was defective and the insurer decides it has liability it can do one of two things. 

Vacancy will depend on the product you are providing, the market demand for that product in the specific area your property is located, the market, how you price your units etc...For example I own one duplex since 1993 that has a vacancy rate of less than 1% and I own a 9 unit bldg since 2008 that is 10%

I would go into the renovation thinking about the final product as a rental and how to get the most of that future investment, and less about what you want now. 

Is this a unique mortgage product only for physicians?