This will be easier and provide better interest rates when you go to refinance.Regarding insurance, an umbrella policy is what you want.

Yes, I understand they are there paying down the mortgage and we are aiming for CF on top but I don't understand the context of "taking away tenants job."

Is it possible to be added to the sellers policy and keep his name on it?

My policy has been to either use cheap materials that can easily be replaced between tenants with minimal grumbling, or pay for durable, tenant-resistant materials.

My advice is.....Ready Fire Aim!!!!!

The best asset protection is a good landlord insurance policy and an umbrella insurance policy. 

@Ahmed Youssef, is it against BP’s policy to mention the name of the Turnkey company?

What I’m looking for:1) Someone who answers emails within 24 hrs. 2) If you don’t know the answer acknowledge the email and tell me when you will get back to me. 3) Get back to me when you said you would. 4) Don’t dump problems in my lap. 5) Make a recommendation on what should be done based on policy/procedure.

If you can find a company that do a dwelling policy that tends to be cheaper.

I have purchased vacant home insurance before when not flipping but when getting ready for tenants, and it's generally extremely expensive, I had one policy that was about $300 a month for a SFH (we only carried it for 6 weeks and then switched to landlord.)