American stability, safety and high tech or professional education for their children are primary goals.

Thanks Mark (sirry the @ doesn't work on my phone).I feel like a duplex hits a sweet spot where you get a lot of space and privacy compared to a complex, especially if it's mixed in a SFH area.  

I've been working as a tech sales rep since 2007 in the San Francisco area (huge surprise).

I'm an experienced real estate investor and developer mostly with a focus on Hudson County, NJ...mix of condo development, retail and multifamily. 

If you use a lender no matter if they are private or institutional, get a 3rd party involved to make sure all business matters are on the up and up (Contracts are made to be negotiated and if their services are legit, they shouldn't have any issues with a 3rd or even a 4th eye in the mix to make sure everyone wins).

I work in the tech center, but could change jobs to work downtown in the next year or so fairly easily.

I have switched career once, from banking/finance to product manager in a tech startup world, and it was the best thing I ever did.

Client's info:  " The house is valued at 144,000 euros, but we would probably accept 100,000 to 120,000 eurosWe live in the countryside city of Torremendo, Spain (owners live in England) in a community of mixed Spanish and British and we have a lake behind our house with lots of pathways for walks and cyclists all around it.

For me, it has been the Rich Dad, Poor Dad series (and from watching my own dad's mixed-bag experiences with real estate).

So, as many have mentioned on bigger pockets before, the more conservative you are with your own expense estimations the better off you are.As for the commercial property you are talking about, it will be completely based on an appraisal.That appraisal will use a mix of market value and income approach, typically.