If the solar could account for the heat pumps and even if we had extra that could be sold back to the grid.

@Ellie Narie USDA will not loan on an income earning property, regardless if they know about it upfront or after the fact.

The units have upgraded electrical and heat, updated kitchens and bath but will need some extra work to really make them shine. 

Thank you everyone, if anyone is ever doing a flip in greater Chicago or even Milwaukee and could use an extra pair of free hands, would love to help and just glean information!

With the cash You have tied up paying all cash for a property you earn only whatever appreciation the  property gets while with a mortgage you earn more on less cash.

They said that they just don't have time for it and could use the extra cash. 

So my question is, would you guys pay the extra money to purchase the property knowing that you'll get good cash flow on it, or would you just try to invest in an entirely different market, a market less competitive ? 

That way I live rent-free and cash flow some extra pocket change each month.

The other thought is to just have my girlfriend buy the SFH in her name and then the multifamily in my name, then the when we move out and rent the SFH it will help her income since I earn a considerable about more than her.

I earned a BS in Business Administration from UNCW.