What you decide is up to you of course, but if you think that you can find excellent tenants, and are comfortable with them next door, you may be able to have your cake (a bigger house) and eat it too (finance it with rental income that others pay). 

I have really low payments on my student loans so there is no fear in eating up income.

Everyday, I try my best to make a conscious effort to learn more and more about the different areas of real estate investing. 

Without knowing the numbers, it might be a decent cash on cash return, but over the short term it might eat your lunch.

How I have expenses before cap ex and vacancy 325$ mortgage taxes and insurance per month33 $ water bill per month 100$ my management team eat expense (spread over all properties ) So a total of $457 expenses before cap ex and vacancy .

But then it all starts getting pretty expensive, and eats deeply into your profits. 

I think the bogus numbers are more a matter of ignorance and limited experience rather than any conscious attempt to rip people off.

One day we went there to eat and Harry told us that he had sold the business that he had worked so hard at for ten years.

It's the envelope that eats up time.

The problem with Podio is you need a lot of integrations to make it do what you need it to do but then you are managing all of these other services/accounts and this eats up your time. “ Tim Herndon Cost: Podio Teams ($9 per employee/month, 20% off annual subscription): unlimited number of employee seats; unlimited number of external teams; Podio apps and core features.Podio Business (by quote): unlimited number of employee seats (discounts for larger teams); unlimited number of external teams; Podio apps and core features; access right and control; personalized training and support.