Because the SBA Lender’s approval is subject to different factors, i.e. a lender might be pessimistic about the borrower's industry or may have recently suffered losses in the borrower's geographic area, it might very well happen that although the borrower is fully qualified, he might still be rejected by the SBA lender.The following situations necessitate the use of a private money lender instead of a SBA lender:The buyer’s credit is spotty.The buyer’s company took a hit during the Great Recession.The seller has offered to carry back a second mortgage.

I have heard the chatter all the way up to Southern Ocean County about the job losses caused by the 2 casinos closing in a couple days in Atlantic City NJ and maybe another one in a couple months as my friends whom are B & H ers (and bought to high) have tenants that rely on the casino industry and they were just notified by there tenants they may be forced to leave.

I am finding that there are so many valuable resources out there bit nothing quite compares to that of someone who known the industry.

So many look for inexperienced new buyers that might overlook a few things which means a high sales price for them.It's not only the TK industry as I see it in commercial as well.

Craigslist just killed the Newpaper industry advertising revenue.

I say take your time and learn this industry from top to bottom.Keep your credit up and go after your dreams bro.Antonio Coleman "Signing Off"

By having a Realtor represent you, this takes you out of the equation and places the focus on the person that he may have respect for and may know from the industry. 

That's what the whole entertainment and cosmetics industries are based on. :)

Now I do agree you have good and bad in every industry.

I tend to think that you should allow tenants to pay via a relatively industry-agnostic method.