I don't know if the mobile is at fault and that's why it hasn't sold or if it's a numbers game and there's usually a hundred lookie looks but it still takes a month to sell?

To involve a mortgage broker or lender to write up the deal for a 4k note with fees from a few hundred up to $500 is crazy IMO.I think as long as you are doing business ethically and adhering to your state's usury limit (18% here in FL) you should be ok but I'm certainly not an attorney.

New investors don't realize that depreciation is actual cash in your pocket- on many properties that can be a swing of hundreds of dollars each month that we aren't considering profit, but it is. 

Cabinets are cracked and will take 4-6 weeks to order 4.

Beatiful cherry custom-built cabinets in the kitchen and all bathrooms (previous owner paid for extras) - I would probably be upset if they get damaged.And I paid over 2K for backyard landscaping (on top of 180K) - I really hope the backyard is taken care of.

Besides that, our tenants are usually only in the property for 3-4 hours a day, they almost never use appliances, and are very gentle on floors, cabinets, etc.

It may cost me a couple hundred dollars to avoid the drama, but I write it down and remember to add it to future leases and renewals and mark it up as a lesson learned. 

I believe Independence is a crooked city for landlords as I paid hundreds of dollars for my PM company to go out 4-5 to clean the property while I was in the process of evicting the tenant. 

I listed my first rental unit in July or August and received hundreds of inquiries within the first few days, about 20 applications by the first week, and I got a signer 2 weeks in.

I always recomend doing a cosmetic rehab (white quartz, white cabinets, bathroom vanity, add in unit laundry, paint) these can be done very affordably and often see a 50%+ increase in rents in the trendier house hack areas like avondale, logan square, albany park, etc.