line is a joke when uttered amid mass layoffs (amusing link), and stock valuations that are down >30% YTD across the board [see stock tickers: rkt, uwmc, hmpt]).A part of that "baseline" is always refinances, but anyone that rate/term refinanced in 2020/2021 will likely not rate/term refinance again for at least 6-10 years, just as folks that rate/term refid in 2012 ("omg 3.375%, rates can NEVER get that low again!") 

If you are listing a property as their agent, a seller will tell you more about their situation than they might if they were speaking directly to a potential buyer, therefore, it should be known before a seller ever utters anything about their situation that you are a potential buyer, and not an agent looking to list their property for sale. 

Find the Ip Man of Sales Skills.... then you will be Bruce Lee.Utter Foolishness...In my mind.. it is utter foolishness to expect that Bruce Lee would have been who he was unless he had Ip Man teaching him by his side.  

In regards to the quadplex in Austin, my mission was an utter success.

If your investment goals are utterly dependent on having adequate cash flow from your properties, any downturns will cripple you.

I uttered "No guts, no glory" under my breath as I thought to myself..

I overpaid for this shoddily-constructed hovel with its HOA fees and idiotic rules, utterly incompetent and corrupt management, and neighbors I still would not be able to sit down and eat with if I hadn't had a meal in three days.

Utterly dumb luck and just plain old fashioned talking to people...then shut up and listened and learned, when I found out they're smart, experienced and can teach me a lot!

If this is the case, then I’m left confused about several things:This looks like an utterly terrible deal.

The whole 7% inflation number is also a complete and utter JOKE.