Ben Berg
First Time Buyer with house hack!
3 December 2024 | 10 replies
If that's the case, you would charge rent + utilities + water or just lump it into one rent fee.One thing to keep in mind is that friends often bail on deals like this once you get it so you have to be prepared to have to figure it out if you get the house and he isn't interested.
Julian Martinez
To Sell or Keep as Rental? Best House in NOT the Best Neighborhood
3 December 2024 | 1 reply
It’s a beautiful custom home, one of the nicest in a so-so Oakland neighborhood ("biggest house in not the best area").Here’s the context:- Bought in 2014 for $590k, appraised in 2022 for $1.2m.- Located in a C- to B neighborhood—close to amenities and mostly safe but not for everyone.- Converted to a rental in 2024; initially rented for $4,750/month, but tenants moved out, and the soft Bay Area rental market has made filling it challenging.
Chris Gallick
VA company - Filam Reiva - review request
2 December 2024 | 26 replies
Quote from @Michael Galace: I'm utilizing their service, been with this agency for 5 months now.
Tom Sproul
Post-Mint App Personal Finance Software Hunt
3 December 2024 | 3 replies
Monarch does a great job of being the "dashboard" and appears to have good customization features.
Matt Wan
Foreign debt's effect on mortgage application
2 December 2024 | 0 replies
People responded by explaining that residential mortgage lenders are looking for US-based customers, who have their residence, income and assets in the States.How do they view foreign debt?
Dee R White
My credit card company reduced my credit limit
2 December 2024 | 4 replies
Credit scores are made up of many factors, one is the utilization of an account vs its credit limit.
Nicholas Minich
Starting out- Have the cash flow/ HELOC
4 December 2024 | 6 replies
Generally when I talk to my customers looking to buy a property each year FHA usually gets in the way with one or more of its overlays and restrictions.
Sharad Bagri
should we get home warranty
4 December 2024 | 8 replies
The ONLY warranty I’ve ever found to be worth anything are the $5/mo warranties through utility companies.
Armando Carrera
Should I be protecting my investments?
4 December 2024 | 4 replies
You can - 1) establish a trust for asset protection, 2) utilize the Homestead Exemption for property protection, 3) consider tenancy by the entirety for marital property (this might just be applicable to California, my home state)4) make sure you have adequate liability insurance for additional protection, 5) think about forming a business entity to shield assets, 6) and have proper estate planning for asset distribution.Seek tax and legal advice from experts in your state.
Pamela M.
Tenant vacates property before december 1 without notice. Lease is till August 2025
5 December 2024 | 34 replies
Ensure utilities are back in your name.