It might cause me financial harm as I have to sell more stocks and might pay short term capital gains vs long term capital gains.

Without this, it’s tough to calculate a realistic cash-on-cash return or DSCR (Debt Service Coverage Ratio).Condition of the Property: Are there any deferred maintenance or capital expenditures needed in the short term?

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.

Purchase price: $145,000 Cash invested: $15,000 I obtained the home 9 years and am holding it for cashflow as a single family long term rental.

The East Rock area of New Haven (near Yale) is a huge outlier in terms of pricing, very expensive. 

My ultimate goal would be to buy fixer-uppers to turn into long-term rentals.

A variety of things could have caused this.That said, what you've described above is not so untypical in terms of the steps of the process for a fix and flip loan.  

Does anyone have any referrals for property managers in the Los Angeles area who specialize/ have experience in mid term rentals? 

In terms of finding a property that "works," I think you are absolutely right, there are probably better markets with more reliable cash flow.

You set your own payment terms with YOUR client and then find funding for them.The Capital Syndicate is a private lender firm that offers financing through their own company, but they also provide you with a list of about 150 other private lenders.