I am an agent and while you are partially correct - the majority of life insurance policies are structured for leaving the death benefit to the insured's beneficiaries.However, when a client asks for an 'infinite banking' policy, they are asking for a vehicle to accumulate cash that has tax advantages, moderate growth, liquidity and no exposure to market volatility.

You have to pay for their time and expertise and $250 sounds far.

I bought it last year and thus far have: 1) Appealed assessed value to bring down taxes, 2) Got better (less expensive) insurance, 2) Rehabbed 3/4 units, and 3) increased rents $300-$400 per unit along the way.

I've done it at times, sometimes 6 figures, but always do it so that there's no tax burden on my recipient.

Look for areas with stronger rental demand, lower property taxes, and minimal HOA fees to keep expenses down.

Since my adjusted basis is about 50K, am I going to have a $250K gain on my income taxes this year?

I'm currently building my team with Tax Advisor/CPA, RE Attorney, REI friendly agent and designer first on the list in that order.

Florida has some strong rental areas, but things like insurance, taxes, and property management can vary a lot depending on the city.If you ever want to compare notes or chat about market trends, happy to share what I’ve seen!

Generally, real estate wealth is built through appreciation and tax deferment.

I don't think our detroit land bank sale properties with tax liens I would have to look into that.