Quote from @Jeff Skinner: I am just getting started in my real estate business. 

Flipping is a production business.

Lee Arnold is by far one of the best people in the business.

I think there's a pretty low bar for competency in the management business because it's not glamorous and can be a grind.

Their business model is interesting and has a couple different exits strategies when getting a property under contract.

You have a job that keeps you busy, but you want to start creating wealth through Real Estate.  

Until then, I'll be trying to absorb everything I can to fine tune my approach and prepare for managing REI business post-acquisition.

When you have a duplex and tenants on both sides stay for ten years, it almost guarantees that something isn't right.I would study your market and determine the value of your rental, because I bet you are losing money every month.

I was going to add, as posted above, it's a great rate and stick with that local credit union for the future business. 

Many are buying properties, doing minimal renovations to keep their crews busy, and selling with small or zero profit margins.Cash buyers are a priority.