On my market what's driving the prices and fats DOM is high demand and no inventory.

You should be positioning yourself to require almost no income to live once you're retired, your house is paid off, you're not investing into those multiple accounts, you have a fat HSA to cover medical expenses.

Ds want to send cities/states fat checks.It'll get worse as the liabilities on pub employee retirement funds gets deeper.At least in OR, politicians do NOT want to p*** off public employee unions.  

Generally for rental properties, owners have had to make updates and repairs over the years so they’re not in too bad a shape.The only regular exception to that I see a lot is knob & tube wiring still in the walls, basement and attic, and often still active (though owners will always say it’s not).Banks and insurance companies really don’t like knob and tube so you can either try to get the owner to remove it (fat chance in this market) or buy with private/hard money, remove the knob and tube, and then refinance to a regular bank loan.Sometimes people get away with lying to their insurance company and hoping the bank appraiser doesn’t notice it (they often don’t, since they do a fairly cursory inspection) and then removing it first thing after closing.

It also helps in stopping you from temptation as refinance will directly put FAT STACKS in your bank account TAX FREE.

I have a wide range of thin fat as interest.

If your hoa allows it which i assume is a fat no. 

And much like that we will pay likely lose interest after 6 months and go back to being fat and useless.

Like fat and happy oil co's that got rocked by fracking and electric cars, lumber folks will get what for if they continue to take advantage.

Even if you trim off the fat, you will only have the meat from that original cut.