Most renters will likely go into downtown one day to shop and have a bite--it's charming, but there isn't enough to do there that you absolutely have to be close. 

Don’t go penny shopping.  

As for the refinance aspect, if you're going from LLC to individual (or vice versa), at my shop you would just transfer title into (or out of) your LLC at the close of escrow, so that part is no biggie.

I would also check rents, do some mystery shopping and see if your expectation is correct.

The better question is which turnkey shops do not do this?

But sometimes I take it to a shop and have them handle it.  

Shopping and area attractions are close by.

They've always wanted two years of tax returns.I know everyone says you "don't need anything" for DSCR loans, but I've always found that you... do.The key difference is of course that your DTI ratio plays no role in qualifying for the loan.I obviously can't speak for OP's experience and don't know who her lender is.Hey Nicholas - most one-stop shop brokers look at lending options other than DSCR.

I would strongly encourage you to shop around for other options for this particular scenario.

I would reach out to Brenna Carles at The Mortgage Shop