This is where we probably shave $2,000 - $3,000 on your pricing. 

In this example, is shaving 0.25% from your rate worth paying over $12k today?

Has anyone experienced any issues with purchasing a tax certificate (lien) after the owner(s) have passed away.

Has anyone experienced any issues with purchasing a tax certificate (lien) after the owner(s) have passed away.

That money could go a long way toward paying down your loan faster, as an extra several hundred dollars toward the principal each month can shave off years of payments.

Although you can typically pay $3-4 for an accelerated payout which will shave off 1-2 days of the ACH process.

@Brian S. Have

If the sellers are asking to much thats OK; 1. you make new friends, 2. show them how you can solve their problems, 3. show them their alternatives, 4. keep in touch with them when they initially say no, 5. follow up and renegotiate (may take 2 or 3 negotiations), 6. then once the seller(s) have seen they have little other options they will call you back.

I do like ice cream a lot, btw.

I had a property manager (PM) who supposedly ‘took care of things’, but the way they did so was to open my check book for me.So, for example, when the doors started to stick a little as the newer home began to settle (common), the PM called a handyman to take the doors off the hinges, shave them down, and re-hang them for $300.