It seems like KW is the most expensive to purchase, but one of (if not) the most reputable.

1500 Well, depending on how much your reputation is worth, I would recommend that you do your best to get him his $1500 back soon as possible and never do business with him again. 

in my research these are the most reputable. 

Understand you've received some conflicting feedback so perhaps it might make sense to go with the most reputable/recommended in your area. 

Factors driving this growth include economic opportunities, a high quality of life, affordable living, and reputable educational institutions.

If you need recommendations for reputable local lenders in the Indy area, feel free to DM me. 

Funny thing is that both Brad Doran and Alan Kirkham mentioned to me over the phone how they both knew that our CPA had a reputation for being disliked and having problems with multiple clients, but yet that CPA was still working with WealthAbility and was still being paired with clients!

School ratings are important because they affect demand and rental revenue for single-family homes in addition to other criteria like community amenities and proximity to reputable schools.

It seems the people getting loans with lower down payments etc. are ppl with experience and a reputation or relationship with these lenders?  

I would meet with 3 reputable contractors off of google