Feel free to reach out and I can send our map of communities, and then we can also take a deeper dive in the HOA's and other criteria!

It sounds to me that owning a multifamily home would allow you to reach that goal faster because of the higher cash flow.

The purchase to cash flow ratio is much higher than majority of the states in the US but again not the only states.If you need any help or want to talk more REI feel free to reach out I have done a ton of business in both states and can walk you through pretty much anything.

There are mortgage recast calculators online or you can reach out to your lender.P+I payment will go from 2155 to ~1800 given the numbers you provided.

Would definitely recommend reaching out to a couple RE attorneys to chat.

Congrats on the journey and reaching financial and time-freedom!

If you need help analyzing any deals, feel free to reach out—I’m happy to guide you through it! 

Feel free to reach out and we can chat about private lending.

So every month we have a member of our team reach out to investors to check in and see if they have questions, wish them a happy anniversary for investing and just check in…..Over the past few months we have had multiple investors panic on calls noting “please don’t tell me my investment is gone” (NOTE as we mention above not purpose of call), as several have noted they cannot take another complete loss on investment.

I’ve been involved in real estate investing for over 30 years, so if you ever have any questions or need guidance, feel free to reach out.