People whose rationality comes and goes usually have more than a drinking problem going on.  

With that being said, I don't actively go looking to fail or lose money but it's how I rationalize it if it should happen.      

The whole reason behind all of this is to get my personal finances all sewed up and to get my dti ration down.  

I am glad to know that there are still some people fighting for rationality in the financial sector.

I go with a preponderance of evidence, just like Judge Judy :D - Vote to post ratio- Rough number of votes- Content of the post- My familiarity with the value of the poster's content- Whether the poster raised points I hadn't thought of before- Whether the poster's advice seems rational and reasonable- The type and length of experience of the poster- How the poster is held by other posters I respect- Whether or not the poster is selling anything/looking for business opportunities- Other (as applicable)I usually only look at profiles of either colleague requests or of people who I have become interested/intrigued in their posts.

I know most unlicensed brokers want to interpret the statutes to their advantage to rationalize breaking the laws, but the statute is clear.

As far as the Debt to income ration.

Don't listen to Realtors who don't understand the Airbnb business model because they can't rationalize the profit in their head.

Rational people don’t risk what they have and need for what they don’t have and don’t need."

I think it's safe to say that we all can be our own worst enemy and make decisions that are not always rational.