In my area the sheriff is there to remove the person and keep the peace .

People have to really put in the extra work for their clients right now in a low inventory environment.  

We are in a Tough environment.

The current interest rate environment’s impact on HELOCs will offset any potential benefit very quickly.

I've not invested in CA, and I'd enter that market extremely cautionsly based on various rent control issues, eviction issues, and the political environment seems to be very unforgiving for landlords. 

The debt adverse angle is going to pay off in a higher rate perma-environment.

Right now, the system tends to create an environment where even lousy agents generally can't screw things up.

Depending on the current environment and competitiveness of the market it can sometimes be hard to find the same yield for the same risk. 

Then, you can consider possibly  exchanging those that don't fit your goals.In the current environment, I would be very cautious of making any sudden moves without fully assessing your current situation and returns.

Assumable VA loans will continue to become more appealing, given the current state of the interest rate environment.