If the heat is insufficient or blocked by furniture and you cure that, you may see some positives on the moisture. 

The credit check didn't come back either due to insufficient data.

If 8 years is insufficient to get a tag of "close client" then perhaps I'm better off as a "far" client 

As a matter of fact, it might actually be even slightly better re cash flow if I only refinance one when adding all the figures and dividing them by 2.It's not commercial, so the DSCR on the property doesn't matter (much), and since I do have sufficient cash flow from other units to cover the "lack" of sufficient income from the refinanced property I'm wondering if I should go that route of doing only 1 refi.Then again, assume that I sell all my other investments (not gonna happen) then I would have a problem if I kept only that one unit with insufficient cash flow.

A calculated guess of damages (without a contractor estimate) MAY be insufficient.

@Jacob MorgensternFirst thing that jumps out at me is you are under contract for a property but have insufficient funds. 

\Finally, if rental real estate properties are in the aggregate throwing off PALs but those losses are being used to offset passive income from other sources, the election is unnecessary.The aggregation election only makes sense when it converts passive losses that otherwise would be suspended because of insufficient passive income into nonpassive losses.

I feel like that is too easy and I have heard the horror stories of insufficient leases.

On her own she fails to qualify for the apartment because of insufficient income but her mother is willing to co-sign on the lease agreement.

But the stigma around discussing money has to be overcome, just like we're recognizing the importance of being able to talk about nutrition, anxiety, depression and addiction.