In the mean time , I am a school teacher with a lump of about 20-25 k and would any help or connections in the Houston area .Thanks,Corey Prevost 

I recently rented to a retired teacher and I confronted her about my concerns that her pension and SS were just shy of 3x.

I haven't seen "self-contained" communities, i.e. communities where most of the jobs are local to the community, e.g. teachers in local schools, workers in local restaurants, etc. ever "boom".  

The whole idea of the VA loan is to enable military members and veterans to purchase a "modest", safe home for themselves and their families.  

Do any of you invest out of state, and if so, did you have a previous connection to the area that enabled you to confidently put your money down on a property?

The material they cover may not be what you are focusing on but if you send questions to the teacher they usually try to cover it during the next days webex.

I am currently a graphic design teacher, graphic design freelancer, and newly licensed real estate agent.

I really want a 4-plex as a primary residence because it will enable me to basically live for free.

Borrowers from participating FHA-approved lenders are eligible for 100 percent financing, including closing costs; Making insurance available for both mortgages and home rehabilitation – HUD's Section 203(k) loan program enables those who have lost their homes to finance the purchase or refinance of a house along with its repair through a single mortgage.

The spread enables me to get low or no cost insurance.Lastly, this isn't my personal example but my partner used notes to pay for the addition on his house.