What I have found to be the biggest thing to overcome is that dang thing called fear.  

Source documents are underlying documents that show the origination of a transaction, your gas pump receipt is a source document in showing you fuel expenses, a shipping invoice will show when an item was shipped and perhaps received, a parking ticket could show that at a certain time your vehicle was at some location, they are documents that can justify a claim being made.The closing agent can clearly show that there were no contractual obligations or other agreements made that would be applicable to that transaction.It depends on your settlement instructions, is there some disclosure or declaration made that no other property other than real property is involved, anything as to no other credits, allowances or other financial arrangements have been made or are expected to be after settlement?

I caught the RE "bug" back around Memorial Day '05 after reading an article about an investor making some dang good money flipping houses.

Ali Boone - Dang!

One super annoying one was when I forced two carpenters (brothers) who had been gouging me with their hourly invoices for years to bid the job in advance or walk away.

I took them just to get in, the very next quarter I got the whole dang county.

None of this, office person had to call the maintenance person who reported to the invoice person who retired last week and no one knew about it nonsense- In general more personalized attention- Easier to tweak their procedures- Never have to explain a situation to anyone, back to the too many players in the game thing- Individuals will typically adjust the toilet floaty ball at no charge and just because they are already there.

It's just like any other due in 30 or 60 day invoice, that will go into collection if it's not paid.

To be honest, I try not to depend on speculation, but I don't think we're done growing out here by a long shot and my location is pretty dang good.One main point that I'll also make, is that my expenses are HUGE living here by myself, so moving out would significantly reduce my monthly expenses by at least 300/month, if not much more, depending on if my gf lets me move in with her ;-) I would also pay off my credit card debt which costs me $250/month.To summarize with conservative figures:Refi with remodel- I break even monthly, left with under 20K to investRefi without remodel- I have negative cash-flow monthly, but left with about 30K to investSell- No cash-flow or appreciation possible, left with 35K to investMy main questions are, do my numbers make sense, and does owning a negative cash-flowing property make sense at all?

Hello fellow BP'ers out there,

Would like your advice on the following please..

I have a tenant who moved in at the end of March who pays her rent every month but she complains about everything under the sun. I've r...