While the Agent mention that the seller would prefer no assignment, to which I acknowledged. 

I am guessing there is either a preferred or in house lender with large amounts of credit to get to this? 

Depending on your level or preference of analysis, data and their providers are incredibly important and difficult to obtain when it comes to real estate underwriting.

Overall, the setup and funding process was extremely straight-forward and the customer service was great.  

To expand, @Ben Whittington, Dennis Doss and Anthony Geraci’s firms can prepare a customized set of loan docs for you in any state. 

Preferably looking for a duplex or a single family home.  

I prefer young and hungry over worn and jaded. 

"Cross selling" is _________________:a) When you go to your sales job wearing clothes more typically worn by the opposite gender.b) Just like it sounds: literally selling crucifixes. c) A strategy wherein a business strives to encourage existing customers to purchase adjacent products complementary to an item that the customer has already bought in a prior transaction, or is currently on the verge of purchasing.d) All of the above.

Usually this comes down to personal goals and preferences.

It go with this provider until and unless resounding evidence of quality and customer service.