Real estate + construction is a powerful combination. 

Right now we use American modern insurance group.

Even a 200K home (fairly low dollar in the FL market) requires a 40K down payment which is tough to come up with without a hard money loan/HELOC combined with a conventional loan which would then be tough to make any cash flow.

This is currently the only thing I am actually decisive about.I think I'm struggling with analysis paralysis combined with generally being overwhelmed by all of the different metrics and data to look at.Specifically, I'm currently trying to narrow my market within Connecticut, but I am getting stuck on how to determine a "good" market.

Partnering with an experienced investor is a smart move—combining your construction expertise with their real estate knowledge could be a powerhouse for success.I love your vision of tackling the housing shortage and creating more affordable homes.

Their combined income does exceed 3x the rent.

My wife and I file separate because if we filed jointly we would have to pay 10% of our combined taxable income.

What is their leverage, what is the combined Loan to Value that you will be lending on?

By combining our resources, knowledge, and expertise, I believe we can create a highly profitable and sustainable investment model.If you think we would make a great team or would like to discuss this opportunity further, please feel free to reach out.

For example, I mention that every adult must pay a $30 application fee, pass my credit/criminal background, make a combined income of 3x the rent, and whether or not the property accepts pets.